Free Windscreen Repair on Insurance: Do You Qualify?

Posted by Glass Doctors | Filed under Free Windscreen Repair, Windscreen Repair

Free Windscreen Repair ? I dont believe it !

You may have heard about this in the media and wondered what it was about, most companies will waive your excess and pay the entire cost of a Glass Doctors repair if you are insured fully comprehensive. (not fleet or commercial policies or basic policies) Some of the bargain basement companies do now apply an excess to repairs.

So windscreen chip repair is normally FREE! If your insurer is listed below we can either bill your insurer direct ( 10% of companies ) or they will reimburse you for the repair (80% of companies) without costing you an excess or affecting your no claims bonus. Some insurers may record this as a claim but not load your policy and you may therefore be obliged to disclose it upon renewal.

Some bargain basement insurers now even charge a £10 or £25 excess on repairs so you may also have to pay this too.

**Some insurers now have an excess or top limit for repairs so you may have to make up the difference. *Some insurers offer “flexible”, “basic” or “value” fully comp policies that exclude glass cover altogether.

Whitelist Insurance Companies

AA INSURANCE SERVICES LTD
ADMIRAL INSURANCE**Will only pay £25 back *AVOID*
ADVANTAGE
ALLIANZ CORNHILL
AMERICAN EXPRESS INS SERVICES
AON
ASA MARKER STUDY ( heavily tied in with a windscreen company that they now own so beware of steering )
AVIVA will take £10 excess off
ASDA
AXA
AXA DIRECT
BARCLAYS
BELL DIRECT**Se Admiral
BRADFORD & PENNINE
BRIT
BROKER DIRECT
BUDGET INSURANCE
CGU
CHUBB
CHURCHILL** will only give you back £40 same as Direct Line
CIS
COMMERCIAL VEH.DIRECT
CORINTHIAN (HSBC)
CORNHILL
CORNHILL DIRECT
COVERSURE
DIRECT LINE ** will only give you back £40
DIAL DIRECT (NIG)
DIAMOND INSURANCE**See Admiral
EAGLE
ECCLESIASTICAL
EGG
ELEPHANT**See Admiral
ENDSLEIGH
ENSIGN
EVERSURE
ESURE
FIRST ALTERNATIVE
FOLGATE
FORD INSURE
FORTIS
FRIZZELL
GLADIATOR
GROUPAMA
HALIFAX
HASTINGS ***** rated company will normally reimburse policyholder within 2 weeks
HAVEN
HILL HOUSE HAMMOND
HIGHWAY
HSBC
IRON TRADES
KGM
KWIKFIT
LEICESTER
LOYAL AND GENERAL
LONDON MUTUAL
LONDON AND EDINBURGH
LANCASTER
LANDMARK
LEGAL & GENERAL
LINK
LIVERPOOL VICTORIA
LONDON GENERAL HOLDINGS
LLOYDS TSB
MARKS & SPENCER FINANCIAL SERVICES
MMA
MORE THAN
NAT WEST
NFU
NIG SKANDIA
NORWICH UNION
PEARL
PREMIER UNDERWRITING
PACIFIC
PRUDENTIAL
PRIVILIGE** will only give you back £40 Part of Direct Line
RAC
ROYAL & SUN ALLIANCE
SABRE
SCOTTISH MUTUAL
SAINSBURY
SCOTTISH GENERAL
SERVICE
SHEILA’S WHEELS**
TESCO** Will only give you back £40 Part of Direct Line
TORCH
TRADEX
TRAFALGAR
VIRGIN, UK
WESTMINSTER
WREN
ZENITH
ZURICH

Blacklist Insurance Companies

if you are insured with any of the following companies, they will not pay for a Glass Doctors repair, however please call for a competative price.

Chaucer ( will only waive the excess for selected companies against EU law)
Motability (will not waive the excess for repair)
Quinn (Now gone bust)
PROVIDENT will only pay up to £40 if handled via their replacement company comparitor AND will apply a £25 excess! leaving £15 for the cost of the repair (advisable to avoid this company if possible)
EQUITY RED STAR ( £100 excess not waived for repair, bottom of the pile)

The above list is provided for information purposes only by a third party and Glass Doctors cannot be held liable for the consequences of any advice or comment given. The above list is not intended to imply any association or recommendation with any of the companies mentioned.

Many experts believe that the process we use to repair windscreens could save the industry £40 million per year. If you think you deserve to save your insurance company money and prevent a large increase in your insurance premium then contact Glass Doctors today!

If you are part of an insurance company and are tired of your suppliers running claims farms and replacing screens unnecessarily, then please contact us.